Bank Syari'ah (Islamic Bank)
Sharia bank is a bank that all transactions in accordance with sharia. now there are two terms for bank designation. Bank conventional and sharia banks. From the use of the term this is what describes the ideology of the country by using this term. The term should be replaced sharia banks -> conventional banks and conventional bank-> syubhat bank (the bank who doubted, I would not say illegal).
In general there are three karektersitik sharia bank. First of all transactions that do not use bunga.Tidak will conduct illicit transactions. as lend the money to buy the franchise rights "final", lend money to make bad debts, etc.. but I have not whether it will reject sharia bank deposits of money from people who are famous swashbuckler corruption. the third received funding charity, infaq, and charity from the Muslim community to be distributed to communities in need. I still alms were distributed to 8 groups according to the charity recipient of the Holy Qur'an.
Interest in the concept of sharia replaced with a bank draft for the results. here I will explain the implementation of one of the few products Sharia bank. yaiu for the type of savings. when you save the banks to sharia. You will be given for the displacements as a result of interest rate change. For instance, you save money and receive 1,000,000 for the results of 40%. How to continue the calculation so that we can get additional money in our savings. So overall the results from the accumulation of money was ex 60.000.0000 savings will be channeled to the borrower, if get the benefits eg 10000000. And given the benefits such as banks 5,000,000.
Additional money 1.000.000/60.000.000 = 40/100 X X 5000000
= additional money for the results (in percent) savings balance X / X gains Total Savings Bank.
From the formula above we can see that the additional money will be obtained based on the variable profits obtained a bank.
But how the loss. for instance, I was financing the loan does not benefit or loss, which means that the bank is also not untun. then we also will not benefit.
Sharia bank is a bank that everything transkasi in accordance with sharia. now there are two terms for bank designation. Bank conventional and Sharia bank. From the use of the term this is what describes the ideology of the country by using this term. The term should be replaced sharia banks -> conventional banks and conventional bank-> syubhat bank (the bank who doubted, I would not say illegal).
In general there are three karektersitik Sharia bank. First of all transactions that do not use bunga.Tidak will conduct illicit transactions. as lend the money to buy the franchise rights "final", lend money to make bad debts, etc.. but I have not whether it will reject sharia bank deposits of money from people who are famous swashbuckler corruption. the third received funding charity, infaq, and charity from the Muslim community to be distributed to communities in need. I still alms were distributed to 8 groups according to the charity recipient of the Holy Qur'an.
Interest in the concept of sharia replaced with a bank draft for the results. here I will explain the implementation of one of the few products Sharia bank. yaiu for the type of savings. when you save the banks to sharia. You will be given for the displacements as a result of interest rate change. For instance, you save money and receive 1,000,000 for the results of 40%. How to continue the calculation so that we can get additional money in our savings. So overall the results from the accumulation of money was ex 60.000.0000 savings will be channeled to the borrower, if get the benefits eg 10000000. And given the benefits such as banks 5,000,000.
Additional money 1.000.000/60.000.000 = 40/100 X X 5000000
= additional money for the results (in percent) savings balance X / X gains Total Savings Bank.
From the formula above we can see that the additional money will be obtained based on the variable profits obtained a bank.
But how the loss. for instance, I was financing the loan does not benefit or loss, which means that the bank is also not untun. then we also will not benefit.
Sharia bank is a bank that all transactions in accordance with sharia. now there are two terms for bank designation. Bank conventional and sharia banks. From the use of the term this is what describes the ideology of the country by using this term. The term should be replaced sharia banks -> conventional banks and conventional bank-> syubhat bank (the bank who doubted, I would not say illegal).
In general there are three karektersitik sharia bank. First of all transactions that do not use bunga.Tidak will conduct illicit transactions. as lend the money to buy the franchise rights "final", lend money to make bad debts, etc.. but I have not whether it will reject sharia bank deposits of money from people who are famous swashbuckler corruption. the third received funding charity, infaq, and charity from the Muslim community to be distributed to communities in need. I still alms were distributed to 8 groups according to the charity recipient of the Holy Qur'an.
Interest in the concept of sharia replaced with a bank draft for the results. here I will explain the implementation of one of the few products Sharia bank. yaiu for the type of savings. when you save the banks to sharia. You will be given for the displacements as a result of interest rate change. For instance, you save money and receive 1,000,000 for the results of 40%. How to continue the calculation so that we can get additional money in our savings. So overall the results from the accumulation of money was ex 60.000.0000 savings will be channeled to the borrower, if get the benefits eg 10000000. And given the benefits such as banks 5,000,000.
Additional money 1.000.000/60.000.000 = 40/100 X X 5000000
= additional money for the results (in percent) savings balance X / X gains Total Savings Bank.
From the formula above we can see that the additional money will be obtained based on the variable profits obtained a bank.
But how the loss. for instance, I was financing the loan does not benefit or loss, which means that the bank is also not untun. then we also will not benefit.
Sharia bank is a bank that everything transkasi in accordance with sharia. now there are two terms for bank designation. Bank conventional and Sharia bank. From the use of the term this is what describes the ideology of the country by using this term. The term should be replaced sharia banks -> conventional banks and conventional bank-> syubhat bank (the bank who doubted, I would not say illegal).
In general there are three karektersitik Sharia bank. First of all transactions that do not use bunga.Tidak will conduct illicit transactions. as lend the money to buy the franchise rights "final", lend money to make bad debts, etc.. but I have not whether it will reject sharia bank deposits of money from people who are famous swashbuckler corruption. the third received funding charity, infaq, and charity from the Muslim community to be distributed to communities in need. I still alms were distributed to 8 groups according to the charity recipient of the Holy Qur'an.
Interest in the concept of sharia replaced with a bank draft for the results. here I will explain the implementation of one of the few products Sharia bank. yaiu for the type of savings. when you save the banks to sharia. You will be given for the displacements as a result of interest rate change. For instance, you save money and receive 1,000,000 for the results of 40%. How to continue the calculation so that we can get additional money in our savings. So overall the results from the accumulation of money was ex 60.000.0000 savings will be channeled to the borrower, if get the benefits eg 10000000. And given the benefits such as banks 5,000,000.
Additional money 1.000.000/60.000.000 = 40/100 X X 5000000
= additional money for the results (in percent) savings balance X / X gains Total Savings Bank.
From the formula above we can see that the additional money will be obtained based on the variable profits obtained a bank.
But how the loss. for instance, I was financing the loan does not benefit or loss, which means that the bank is also not untun. then we also will not benefit.
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