Economic Challenges of Islam and Capitalism
Differences between the economic system of Islam with the economic system are:
* The basic assumption / basic norms and rules in the process of interaction or economic activity that is applied. In the Islamic economic system is essentially the assumption that Islamic sharia, is applied extensively both to individuals, families, community groups, entrepreneurs and the authorities / government to meet their needs for both physical and spiritual needs.
* Economic principle of Islam is the implementation of the principle of efficiency and benefits by maintaining the natural environment.
* Islamic economic motive is seeking luck in the world and the Hereafter as khalifatullah with the way worship in a broad sense.
Talking about the economic system of Islam and the capitalist economic system can not be released from the differences in opinion on the penny-haramnya interest by a theologian who is considered as usury be forbidden by the Koran.
Benefits of money in various functions both as a trade tool, tool storage assets and support the transition from system to system of barter economy, money, by the author of Islam has been recognized, but they agree on usury as a concept that should be avoided in the economy.
Interest in the banking system (seekers system) starting believed by some experts as the factors that lead to the poor economic situation and the system of interest as a factor driving investment and savings in the Indonesian economy, reliability is not the only way to overcome the weak economic.
Prohibition of usury in Islam aims to build a building that set the economic capital that it can not work by itself, and there is no profit for the capital without work and without placement on the risk at all. Because Islam is explicitly stated war against usury and humanity of Islam compulsory leave (Qs.al-Baqarah: 278), but the Islamic menghalalkan seek profits through commerce (Qs.83 :1-6)
Economic crisis: economist Muslim Agenda Resolution
The economic crisis caused by a variety of matters, among others:
- The decline in the quality of moral / mental retardation, can be said as the most important factors.
- Justice is not evenly distributed (collusion).
- Lack of openness / transparency by the government in various matters.
- A system that uses economic system usury.
In addition to the matters mentioned above, many other factors that encourage economic crisis, for example, the political atmosphere is not stable, competition is not healthy, the crisis of trust, and there is one thing that is currently being discussed by many economists, that the economic system that is not appropriate to be applied, so that there is an economic system with a new formula.
The concept of economic activities in the Muslim overcome the crisis (especially in Indonesia), the outline can be described as follows:
1. Moral education / mental absolutely must be improved, both from the people-per-person, household, community, and the country. Nuance and moral starters must always be echoed in each engage in activities either, berekonomi, berbudaya, and others.
2. Justice is evenly covering various areas, including: Equity improvement of human resources, equality of justice in the implementation of the law, meaning that each offender must have decisive sanctions.
3. The existence of transparency / openness in any activities that involve the lives of nationalism and state.
4. Tracking the source that caused the crisis (what crisis tegantung).
5. Applying the economic system of Islam and remove the practice of acquiring money.
(Opinion Dumairy, MA - lecturers and economic observer of Islam - 1998)
Differences between the economic system of Islam with the economic system are:
* The basic assumption / basic norms and rules in the process of interaction or economic activity that is applied. In the Islamic economic system is essentially the assumption that Islamic sharia, is applied extensively both to individuals, families, community groups, entrepreneurs and the authorities / government to meet their needs for both physical and spiritual needs.
* Economic principle of Islam is the implementation of the principle of efficiency and benefits by maintaining the natural environment.
* Islamic economic motive is seeking luck in the world and the Hereafter as khalifatullah with the way worship in a broad sense.
Talking about the economic system of Islam and the capitalist economic system can not be released from the differences in opinion on the penny-haramnya interest by a theologian who is considered as usury be forbidden by the Koran.
Benefits of money in various functions both as a trade tool, tool storage assets and support the transition from system to system of barter economy, money, by the author of Islam has been recognized, but they agree on usury as a concept that should be avoided in the economy.
Interest in the banking system (seekers system) starting believed by some experts as the factors that lead to the poor economic situation and the system of interest as a factor driving investment and savings in the Indonesian economy, reliability is not the only way to overcome the weak economic.
Prohibition of usury in Islam aims to build a building that set the economic capital that it can not work by itself, and there is no profit for the capital without work and without placement on the risk at all. Because Islam is explicitly stated war against usury and humanity of Islam compulsory leave (Qs.al-Baqarah: 278), but the Islamic menghalalkan seek profits through commerce (Qs.83 :1-6)
Economic crisis: economist Muslim Agenda Resolution
The economic crisis caused by a variety of matters, among others:
- The decline in the quality of moral / mental retardation, can be said as the most important factors.
- Justice is not evenly distributed (collusion).
- Lack of openness / transparency by the government in various matters.
- A system that uses economic system usury.
In addition to the matters mentioned above, many other factors that encourage economic crisis, for example, the political atmosphere is not stable, competition is not healthy, the crisis of trust, and there is one thing that is currently being discussed by many economists, that the economic system that is not appropriate to be applied, so that there is an economic system with a new formula.
The concept of economic activities in the Muslim overcome the crisis (especially in Indonesia), the outline can be described as follows:
1. Moral education / mental absolutely must be improved, both from the people-per-person, household, community, and the country. Nuance and moral starters must always be echoed in each engage in activities either, berekonomi, berbudaya, and others.
2. Justice is evenly covering various areas, including: Equity improvement of human resources, equality of justice in the implementation of the law, meaning that each offender must have decisive sanctions.
3. The existence of transparency / openness in any activities that involve the lives of nationalism and state.
4. Tracking the source that caused the crisis (what crisis tegantung).
5. Applying the economic system of Islam and remove the practice of acquiring money.
(Opinion Dumairy, MA - lecturers and economic observer of Islam - 1998)
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